Claims · Cash flow
Real-Time Claim Submission vs Batch: What It Means for Your Cash Flow
Published 27 July 2026 · 6 min read
Two practices submit the same claim on the same Monday. One finds out on Monday that the membership number is wrong. The other finds out on Friday - or at month-end, in a bureau report. Same claim, same error, very different month.
That gap is the whole difference between batch and real-time submission, and it lands directly on your cash flow.
How batch submission works
In a batch setup, claims are captured during the day and held. At some point - end of day, end of week, or whenever your bureau runs its cycle - they're bundled off to the schemes. The responses come back after processing, and someone has to work through them.
- The outcome lags the work. A claim captured on Monday might only show its rejection on Thursday or Friday.
- Errors age before anyone sees them. By the time a wrong dependant code surfaces, the patient is long gone and the file is closed.
- Fixes miss the payment run. Schemes pay on fixed runs - weekly, fortnightly or monthly depending on the scheme. A rejection discovered after this week's cut-off waits for the next one.
What the delay actually costs
Rejections aren't rare - across South African practice, a meaningful share of claims bounce first time for fixable reasons. Run the numbers on a typical practice:
- 300 claims a month at an average of R500 = R150 000 billed.
- If just 10% reject first time, that's 30 claims - R15 000 - sitting in limbo.
- Catch those on the day and most are corrected before the same payment run. Catch them in a week-old batch report and that R15 000 arrives a run late - every month, on a rolling basis.
And the worst case is quieter than a rejection: a claim that misses the scheme's submission window entirely while it waits in someone's follow-up pile. That money doesn't arrive late - it doesn't arrive at all.
How real time changes the shape of the work
NetPractice submits each claim to the scheme as you finish the consultation, and the accepted, rejected or reversal status comes back live. That changes three things:
- Rejections become same-day, two-minute fixes - the patient details are still in front of you, and the corrected claim goes straight back out.
- Your month-end backlog disappears - there's no pile of aged responses to reconcile, because every claim's outcome was handled the day it happened.
- Cash arrives a run earlier - corrected claims make the payment run they would otherwise have missed.
Batch vs real time at a glance
- Outcome visibility: days later vs seconds later.
- Rejection handling: backlog and follow-up lists vs same-day correction.
- Payment timing: fixes routinely miss a run vs fixes routinely make the run.
- Submission-window risk: real - claims can age out in the pile vs near zero.
Frequently asked questions
Is real-time submission harder to use?
No - the claim is built straight from the visit you've already captured, so there's no extra step. The difference is only in when the outcome comes back.
What does it cost?
NetPractice is free under 11 claims a month, then a flat R9.50 per claim - no monthly plan, no contract, and real time is the default, not an add-on.
Stop waiting days to hear about rejections. Submit claims in real time with NetPractice - free to start →